Wala kapa ba ING? 👋😍
Pay and shop with ease, bank with no fees!
- FREE instant fund transfers and ATM withdrawals
- FREE bill payments to over 70 billers
- Two debit cards for in-store and online shopping
Start banking anytime and anywhere using just your Smartphone.
Why open an ING Pay Account?
Get all your daily transactions done
Send money instantly, pay bills, withdraw cash, shop and make payments anywhere—all with the help of one banking app.
No fees, no hard limits
Transfer funds and withdraw cash at local BancNet ATMs for free. Daily transfer limit of up to PHP 1M—the highest among local banks.
Free cards…and more!
Comes with a free ATM card, a free virtual card for online shopping, plus exciting promos you can check out here.
Send money instantly and for free
- Transfer funds to other banks and e-wallets via InstaPay or PESONet. Available 24/7. No transfer fees.
- Manage your daily transfer limit. Send up to PHP 1 million daily.
- Send and receive money using a QR code.
Stay on top of your bills
- Pay your credit card, insurance, and other bills using just the ING app. No enrollment needed.
- Make up to PHP 150k worth of bill payments in a day. No fees.
Pay anywhere and access your funds with free ING Pay cards
- Get it instantly when you open a Pay Account.
- Shop at any online store that accepts Visa.
- Perfect for online subscriptions like Netflix and Spotify.
- Never worry about losing your card.
- Put your card on freeze when it’s not in use.
ING Pay Debit Card: The card for cash withdrawals and in-store payments
- Withdraw cash at any local BancNet ATM or Visa ATM worldwide.
- Make in-store payments with Visa payWave.
- EMV chip-compliant to protect you from fraud.
- Put your card on freeze and set a new PIN anytime.
Ready to open a Pay Account?
To get started, you must:
- Be 18 years old or above
- Be a Filipino citizen or a resident of the Philippines
- Have any of the following IDs:
- Philippine passport
- Philippine driver's license
- Unified multipurpose ID (UMID)
- Have a mobile number and an email address
- Have a proof of address
Grow your savings with up to 20x higher interest rate
- Higher interest rates vs. other traditional banks
- No minimum opening balance, no lock-in period
- Every peso earns interest, no minimum daily balance
Start banking anytime and anywhere using just your phone.
How is ING Save Account different?
No hard rules, no fees
No minimum and maintaining balance. No lock-in period and transfer fees so you can use your savings in full when you need to.
Deposit funds easily
Fund your account online via InstaPay, PESONet, or mobile check deposit. Skip the bank queues and paperwork so you can get more important things done.
Up to 20x higher interest rate
Enjoy a high interest rate of up to 2.5% p.a, plus exciting promos you can check out here.
*IMPORTANT:
Bago ka mag create ng iyong ING Account, send mo lang sa akin dito ang iyong Mobile Phone Number at Complete Name upang padadalhan kita ng Invitation Message para mag QUALIFY ka sa P500 Cas'h Reward at upang makapag download ka ng ING App.
Bago ka mag create ng iyong ING Account, send mo lang sa akin dito ang iyong Mobile Phone Number at Complete Name upang padadalhan kita ng Invitation Message para mag QUALIFY ka sa P500 Cas'h Reward at upang makapag download ka ng ING App.
Sample Message:
Send me your ING invitation message.Mobile No.: <0945xxxxxxx>Name: <Your Full Name>




